CESifo Working Paper – The Uninsured Deposit Premium

Author(s):Daniel Dias, Tim Schmidt-Eisenlohr Date:August, 2025 Abstract: We estimate the uninsured deposit premium – the difference between the rates paid on uninsured versus insured deposits – by linking observed average deposit rates to an estimated share of uninsured deposits. Using U.S. bank data from 1991 to 2025, we show that the average uninsured deposit premium[…]

Financial Market Frictions and Systemic Risks

CfP Deadline: December 2, 2025 Conference Event: February 19, 2026 Event Location: Cambridge, Massachusetts, United States Organizer(s): National Bureau of Economic Research (NBER)Office of Financial Research (OFR) at the US Department of the TreasuryNational Science Foundation (NSF) Description: Submission: Submissions of both empirical and theoretical research, and of papers and proposals by scholars who are[…]

2026 WEFIDEV-RFS-CEPR Conference

CfP Deadline: November 16, 2025 Conference Event: April 18-19, 2026 Event Location: Evanston, United States Organizer(s): WEFIDEV network in Finance and DevelopmentCEPRReview of Financial Studies Keynote Speaker(s): Viral Acharya (New York University and CEPR)Emily Breza (Harvard University and CEPR) Description: Submission: The submission deadline is November 16, 2025, and papers can be submitted here. The[…]

Spring Finance Workshop 5th Edition

CfP Deadline: November 9, 2025 Conference Event: April 19-21, 2026 Event Location: Ischgl, Austria Organizer(s): University of LuxembourgMcGill University Description: We warmly invite submissions of academic papers across various finance domains, including interdisciplinary research in law and finance, sustainability, and emerging financial technologies. This annual workshop, held between March and April, prioritizes high-quality research by[…]

Finance Down Under Conference: Building on the Best from the Cellars of Finance

CfP Deadline: October 1, 2025 Conference Event: February 26-28, 2026 Event Location: Melbourne, Australia Organizer(s): Department of Finance at The University of Melbourne Keynote Speaker(s): Professor René M. StulzProfessor John M. Griffin Description: We invite submissions that embody the best in current empirical and theoretical research. We welcome papers in asset pricing, corporate finance and all[…]

September 2025: Investing for stability: What does the SRB do with the €80 billion SRF when it is not needed for resolution?

SRB Blog Entry by Miguel Carcaño Saenz De Cenzano “Managing the Single Resolution Fund (SRF) involves balancing two critical objectives: safeguarding the fund’s value through prudent investment, while ensuring high liquidity so that funds can be accessed at short notice during a resolution. This dual imperative – capital preservation and liquidity – requires a careful,[…]