Workshop on Banking, Credit and Macroprudential policy: What Can We Learn from Micro Data?

The study of the banking sector and its interaction with households and firms has broadened greatly since the financial crisis and been facilitated by an expansion in access to confidential loan-level and credit registry data. One particular area that has experienced a surge in research interest in the post-crisis era is that of macroprudential regulatory policies, which are increasingly being implemented by national authorities. However, a detailed understanding of the effectiveness, transmission, and side-effects of these policies is only beginning to emerge. Research into these areas is vital in order to develop an analytical framework for the reasoning and implementation of such policies.
This workshop is the second of its kind following the inaugural event in November 2015. It aims to bring together academics and policy makers working on issues relating to bank lending, credit allocation decisions, and macroprudential regulation, with a focus on research underpinned by micro data.