ECB Working Paper – Banking on assumptions? How banks model deposit maturities

Author(s):Lara Coulier, Cosimo Pancaro, Livia Pancotto & Alessio Reghezza Date:November, 2025 Abstract: How do banks manage the behavioural maturity of non-maturing deposits (NMDs)? Using a rich and confidential dataset, we investigate how banks model deposit maturities based on internal assumptions. Although NMDs are contractually floating-rate liabilities with zero maturity, banks reallocate them across different maturity[…]

15th MoFiR Workshop on Banking

CfP Deadline: January 12, 2026 Conference Event: July 7-8, 2026 Event Location: Varese, Italy Organizer(s): Money and Finance Research Group Keynote Speaker(s): Steven Ongena (University of Zurich, CEPR Fellow) Description: The Money and Finance Research Group (MoFiR) is pleased to announce that the next workshop will be held in Varese (Italy) on July 7-8, 2026.[…]

15th MoFiR Workshop on Banking

CfP Deadline: January 12, 2026 Conference Event: July 7-8, 2026 Event Location: Varese, Italy Organizer(s): Money and Finance Research Group Keynote Speaker(s): Steven Ongena (University of Zurich, CEPR Fellow) Description: The Money and Finance Research Group (MoFiR) is pleased to announce that the next workshop will be held in Varese (Italy) on July 7-8, 2026.[…]

9th World Symposium on Investment Research

CfP Deadline: November 20, 2025 Conference Event: May 3-4, 2026 Event Location: Edinburgh, Scotland Organizer(s): World Symposium on Investment Research in partnership with the Review of Finance Description: The 9th Annual World Symposium on Investment Research will take place in Edinburgh, Scotland on May 3-4, 2026 at the Radisson Blu Hotel. It is offered in[…]

11th Annual University of Connecticut Finance Conference

CfP Deadline: January 12, 2026 Conference Event: May 12, 2026 Event Location: Storrs, United States Organizer(s): Finance faculty at the University of Connecticut School of Business Keynote Speaker(s): Xavier Giroud (Columbia Business School) Description: The finance faculty at the University of Connecticut School of Business invite interested researchers to submit papers to be considered for[…]

11th Annual University of Connecticut Finance Conference

CfP Deadline: January 12, 2026 Conference Event: May 12, 2026 Event Location: Storrs, United States Organizer(s): Finance faculty at the University of Connecticut School of Business Keynote Speaker(s): Xavier Giroud (Columbia Business School) Description: The finance faculty at the University of Connecticut School of Business invite interested researchers to submit papers to be considered for[…]

13th HEC-McGill Winter Finance Workshop

CfP Deadline: November 23, 2025 Conference Event: March 5-7, 2026 Event Location: La Malbaie, Canada Organizer(s): Finance departments of HEC MontréalDesmarais Global Finance Research Centre at McGill University Description: This is a call for papers for the 13th HEC-McGill Winter Finance Conference, an event jointly organized by the Finance departments of HEC Montréal, and the[…]

13th HEC-McGill Winter Finance Workshop

CfP Deadline: November 23, 2025 Conference Event: March 5-7, 2026 Event Location: La Malbaie, Canada Organizer(s): Finance departments of HEC MontréalDesmarais Global Finance Research Centre at McGill University Description: This is a call for papers for the 13th HEC-McGill Winter Finance Conference, an event jointly organized by the Finance departments of HEC Montréal, and the[…]