October 2021: ECB – Supervisory banking statistics for the second quarter of 2021

  • Aggregate Common Equity Tier 1 ratio stood at 15.60% in second quarter of 2021, up from 15.49% in previous quarter
  • Aggregate non-performing loans ratio fell further to 2.32% (down from 2.54% in previous quarter), with stock of non-performing loans declining to €422 billion (down from €455 billion in previous quarter)
  • Aggregated annualised return on equity stood at 6.92% (compared with 7.21% in first quarter of 2021, and up from 0.01% one year ago)
  • The aggregate loan-to-deposit ratio decreased further to 104.74% in second quarter of 2021, down from 106.07% in previous quarter, despite second consecutive quarter-to-quarter increase in loans and advances to non-financial corporations and households

Link: ECB – Supervisory banking statistics for the second quarter of 2021