June 2025: Residential real estate (RRE) lending standards

ECB Macroprudential Bulletin Issue 29

“Monitoring changes in real estate lending standards is essential to safeguard financial stability. Our Macroprudential Bulletin analyses their drivers, the risks associated with loose standards and the role of borrower-based macroprudential policies in ensuring sustainable lending practices.”

Articles:
RRE lending standards and financial stability implications
A decade of borrower-based measures in the banking union