July 2025: Making banks’ data reporting more efficient

EBA Blog Post by José Manuel Campa and Isabel Schnabel “European and national authorities have joined forces with banks to integrate reporting requirements across Europe. This will reduce costs for banks and improve data quality. In this blog post we describe the European integrated reporting initiative and present some initial results.” Link: EBA Blog Post:[…]

June 2025: Rethinking exchange rate flexibility in the post-Bretton Woods era: Evidence from a new index

VoxEU Columnby Kevin O’Rourke & Roger Vicquery “The collapse of the Bretton Woods system has traditionally been cited as heralding a major shift towards floating exchange rates. The extent of this transition has recently been challenged. This column introduces a new index of global exchange rate fixity which is invariant to country boundaries and accounts[…]

June 2025: How have European banks developed along different dimensions of international competitiveness?

In-Depth Analysis requested by the European Parliament’s ECON Committeeby Thorsten Beck, Brunella Bruno & Elena Carletti Abstract “The analysis compares the competitiveness of European banks to their US counterparts. It highlights structural differences between the two systems, particularly Europe’s reliance on traditional bank intermediation versus US’s market-based model. European banks generally lag in profitability and[…]

June 2025: Residential real estate (RRE) lending standards

ECB Macroprudential Bulletin Issue 29 “Monitoring changes in real estate lending standards is essential to safeguard financial stability. Our Macroprudential Bulletin analyses their drivers, the risks associated with loose standards and the role of borrower-based macroprudential policies in ensuring sustainable lending practices.” Articles: RRE lending standards and financial stability implicationsA decade of borrower-based measures in[…]

May 2025: Chinese banks and their EMDE borrowers

VoxEU Columnby Catherine Casanova, Eugenio Cerutti and Swapan-Kumar Pradhan “Although Chinese banks have remained the top lenders to emerging markets and developing economies (EMDEs), their growth has slowed and their lending patterns have changed since the pandemic. This column shows that while cross-border lending by Chinese banks to their EMDE borrowers was highly correlated with[…]

May 2025: Could digitalisation of finance lead to more disruptive international capital flows?

Bank Underground Blog entry by Simon Whitaker “Digital currencies and the tokenisation of financial assets could speed up the movement of money and assets between institutions and across borders. Historically, the liberalisation of capital flows led to debates about the impact on macroeconomic and financial stability. Bouts of instability – for example the 2008 global financial[…]