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SUMMARY:2nd Research Workshop: The Future of Financial Mutuals
UID:https://bankinglibrary.com/2nd-research-workshopthe-future-of-financial-mutuals-2/
LOCATION:London, UK
DTSTAMP:20220907Z
DTSTART:20220907Z
DTEND:20220907Z
DESCRIPTION:CfP Deadline Date:
July 8, 2022
Conference Event:
September 7, 2022
Event Location:
London, UK
Organizer(s):
Bayes Business School and the Building Societies Association (BSA)
The Centre for Banking Research (CBR) at Bayes Business School and the
Building Societies Association (BSA) are jointly organising the 2nd
Research Workshop on the future of mutuals. The workshop will provide an
opportunity for academics, policymakers, and practitioners to engage in
high-level discussion on the prospects of the industry. We welcome
submissions of high-quality papers on the broad theme of the future of
mutuals. Some illustrative topics include:
 	the sustainability of the business model of mutual financial institutions
 	the digital transformation challenges
 	changes in the competitive landscape
 	the impact of low-for-long interest rates on mutuals’ profitability and
risk profile
 	the role of regulatory changes on the structure on the industry
 	access to financial services and financial inclusion
Mutual financial institutions, including cooperative banks, building
societies, credit unions and saving banks, hold a significant market share
in many countries. Nonetheless, recent years have seen the sector undergo a
process of consolidation to form larger institutions, better placed to
survive in an increasingly competitive environment. Technological advances,
the rise of FinTech, the emergence of digital-only banks and changes in
customers’ preferences have posed new challenges for the sector. In
addition, regulatory changes and low-for-long interest rates have impacted
the sector’s profitability and risk profile.
In this highly dynamic environment, mutual financial institutions are also
contending with the unprecedented negative economic shocks arising from the
COVID-19 pandemic, and their role in smoothing lending and providing
liquidity to households and small firms remains unclear. Against these
challenges, mutual financial institutions have often maintained their
market shares, remain strongly capitalised, and are keen to explore how
their ownership structure can continue to differentiate them from other
firms in the financial services sector.
Further Information:
Important Dates
Please submit your full manuscript in PDF format via email to:
stats@bsa.org.uk and bankingcentre@city.ac.uk
Deadline for Submission: July 8, 2022
Notification of Acceptance: July 25, 2022
Registration Deadline accepted authors: August 15, 2022
Conference dates: September 7, 2022
Link CfP &amp; Conference: 2nd Research Workshop:The Future of Financial
Mutuals
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