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SUMMARY:7th Bordeaux Workshop in International Economics and Finance: "Banking Regulation, Risk and Governance"
UID:https://bankinglibrary.com/7th-bordeaux-workshop-in-international-economics-and-finance-banking-regulation-risk-and-governance-2/
LOCATION:Bordeaux, France
DTSTAMP:20191115Z
DTSTART:20191115Z
DTEND:20191115Z
DESCRIPTION:CfP Deadline Date:
September 15, 2019
Conference Event:
15 November 2019
Event Location: 
University of Bordeaux, France
Keynote Speaker(s):
Hans Degryse (University of Leuven)
Steven Ongena (University of Zurich)
Organizer(s):
LAREFI – University of Bordeaux
The most striking feature of the financial environment since the 80’s is
the increasing number of banking crises around the world; such episodes
mainly result from excessive bank credit growth and the failure of
financial institutions' governance mechanisms. The policy response has,
most of the time, been related to the implementation of more stringent
regulation and supervision, which have been tightened even more after the
recent financial crisis. Specifically, banking regulation has been
strengthened with the macro-prudential component and liquidity
requirements, but also with a better risk control of financial institutions
that can have an important impact on the entire banking system. The effects
of these changes are interfered in by an interest rate environment that has
been too-low-for-too-long and by shifts in banks' governance models.
Indeed, the too-low interest rate environment is likely to erode banks'
profits and net-interest-margins, emphasizing hence the risk-taking channel
in the conduct of monetary policy. According to the search-for-yield
mechanism, banking institutions are encouraged to invest in high-yield but
risky financial assets, threatening so the stability of banking system. On
the other hand, low interest rates may reduce the default risk of borrowers
and thus the risk of banking institutions. All these effects depend also on
the involvement of shareholders in risk management of banks and on
different connections between banks and their (most important) customers;
tighter connections allow banks to know better their borrowers and
therefore to reduce their risk.
The Larefi-Bordeaux university workshop aims to address all these macro-,
micro- and governance aspects of the effects of banking regulation policies
on individual and systemic bank risks. The following non-exclusive topics
are considered:
 	Banking regulation and risk-taking of banks within a too-low-interest
rate environment
 	Changes in systemic risk of banks after the setting-up of a tighter
banking regulatory environment
 	Differential risk-taking behavior of systematically important banks
 	Capital and liquidity requirements: how do they interact and does
governance matter?
 	Basel 3 regulation and riskiness of banks: does connections with firms
matter?
 	Banking regulation and bank risk-taking: the role of banks’ ownership
 	Capital requirements and capital adjustment for systemically important
banks
 	New banking regulation and macro financial stability
Further Information:
The papers should be submitted electronically in pdf format to the
following addresses:
jean-marc.figuet@u-bordeaux.fr and ion.lapteacru@u-bordeaux.fr
Link CfP: Banking Regulation, Risk and Governance
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